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Tip 2: Your credit score impacts the cost of borrowing money (interest rate). The higher your credit score, in general, the lower interest you will be offered by creditors. Take active measures to keep your credit score high, and your overall loan payments will be lower comparatively. Tip 3: If you cannot pay your bills, you should contact your creditors immediately or seek professional assistance. Not paying your bills, while not communicating with your creditors generally is a worse-case scenario. Tip 4: Despite popular belief, the Government DOES NOT offer a grant or bailout program for unsecured debts such as credit cards, personal loans, store/gas cards, medical bills, or judgments. This information is publicly displayed at Grants.Gov. Unsecured debts are best resolved through Debt Settlement, Credit Counseling and Bankruptcy.
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