Debt Freedom Tips Privacy Statement, Terms and Disclaimer
Debt Freedom Tips Disclaimer
Debt Freedom Tips does not provide legal, tax or investment advice. If a web visitor needs legal advice, legal expertise, needs to make court filings, they must seek the advice of a licensed attorney.
All content at debtfreedomtips.com is provided as-is without warranty, guarantee, accountability, or liability.
Debt Freedom Tips Terms & Privacy Policy
At Debt Freedom Tips, we recognize the sensitive nature of your personal
financial information. We work to protect your privacy at all times.
We have strict information processing procedures, employee hiring processes, secure
technology and information vendor policies designed to protect your confidential
information from abuse.
We have prepared this summary of the Debt Freedom Tips privacy policy relative
to potential and existing web visitors, subscribers and clients.
This policy is applicable to all web properties and marketing efforts managed
by Debt Freedom Tips and applies to all web visitors, subscribers and clients.
What information we collect
Debt Freedom Tips does not directly provide debt relief services, however we do provide resources
for individuals seeking debt relief, and for companies who provide debt relief services.
It is important to have accurate information about you in order to satisfy any requests initiated by you.
The information we collect will be provided to our partners to help satisfy the requests you initiate.
Our partners will uphold the Debt Freedom Tips privacy policy, terms and conditions. The type of information
we collect varies based on the service you have requested and may include information
such as your name, address, income, expenses, assets and
employment history. We may also receive information from third parties such as credit reporting agencies
or other creditors. In addition, we collect and maintain information about your
transactions with our affiliates, partners, and us. In this
policy, we refer to this information as "private information."
How we use this information
Debt Freedom Tips will not disclose your private information, as described
above, to any organization, affiliated or non-affiliated, unless this disclosure:
(1) is necessary to effect, administer, or enforce a transaction, service, or inquiry
you have initiated. For example, we occasionally enter into agreements with companies
whose expertise is necessary to provide the service you have requested;
(2) is necessary to satisfy or attempt to satisfy a request initiated by you;
(3) is necessary to perform marketing services on our behalf, so that we may better
understand your financial needs and determine how we can help you meet those needs;
(4) is necessary to perform joint marketing services for services that might be
offered jointly with another institution, that we would offer to you directly; and
(5) is necessary to facilitate or consummate our business transactions with third
parties which does not include the selling of information for the purpose of further
solicitation.
In these limited cases where information is shared with other companies that perform
services on our behalf or for joint marketing purposes, the information provided
is limited to the information they need to perform their function. These companies
are also required to maintain the security and confidentiality of the information
provided and use it only to perform the specified service on our behalf.
As we stated in our pledge to you, we do not share information with outside companies
for the purpose of selling their products and services. Since we do not share information
with third parties, beyond what we have disclosed above, accordingly that we do
not offer you an opportunity to opt out of this sharing.
Keeping your information private
We take steps to safeguard customer information. We maintain physical, electronic,
and procedural safeguards that comply with federal standards to guard your customer
information against unauthorized access. We may also ask you for personal information
in order to verify your identity when you request assistance from us.
As previously mentioned, if we work with other companies who provide services on
our behalf, your behalf, or in the case of jointly offered products, we will maintain contracts
with our partners which will require them to comply with our Privacy Policy and
to keep this information secure and confidential.
Privacy Online
Our system safeguards include the use of encryption to protect the sensitive information
that you transmit to us over the Internet. When you visit one of our websites,
we may collect and store information about your visit on an anonymous, aggregate
basis. This information may include information such as the time and length of your
visit, and the pages you looked at on our site. No confidential information is collected
from you online, unless you have provided it to us.
Cookies
Cookies are pieces of data assigned by our web server and stored on your computer's
hard drive for later retrieval. This helps us recognize you the next time you visit
our site We will not use cookies to record information that will enable anyone to
contact you via telephone, e-mail, or regular mail.
You can set your browser to reject cookies or to reject cookies when you are just
browsing and accept cookies when you want to conduct online transactions. For instructions
on how to accept or reject cookies you may go to Netscape Communicator or Navigator:
at www.netscape.com and click on 'Browser Central,' or, Internet Explorer : at www.microsoft.com.
Go to the help menu, and click "online support." If you are using a browser other
than Microsoft's Internet Explorer or Netscape's Communicator or Navigator, please
check directly with your browser's software publisher. We may use a third party
tracking service to track information about your visit to our site for market research.
We may also use clear gifs. Clear gifs, also known as pixel tracking, are used to tag the pages you visit on our
site to help us improve the design and content of our site. All of this information
is considered confidential and is only available for our use.
Privacy resources
As a service to our clients we offer ways in which you can reduce the amount of
advertising you receive from other companies. Individuals can write to the following
agencies:
1. For advertising received through the mail:
Mail Preference Service
c/o Direct Marketing Association
P.O. Box 9008
Farmingdale, NY 11735-9008
2. For advertising received via the telephone:
Telephone Preference Service
c/o Direct Marketing Association
P.O. Box 9014
Farmingdale, NY 11735-9014
Please be sure to include complete information about each name, (first, middle and
last name including; Jr., Sr., III), and the address and telephone number you would
like excluded from these lists. Also include old addresses and telephone numbers,
if individuals have relocated within the last year. The same is true for name changes
and the addresses and telephone numbers associated with each name.
Individuals can also have their name taken off pre-approved credit solicitations,
by calling 888-50PTOUT (888-567 -8688) or writing to the following credit reporting
agencies. Be sure to include name, (first, middle, and last name including; Jr.,
Sr., III), current address, (previous address if moved in the last six months),
and Social Security number.
Experian
Consumers Opt-out
P.O. Box 919 701
Experian Parkway
Allen. TX 75103
Options Equifax, Inc.
P.O. Box 749123
1150 Lake Hearn Dr
Atlanta, GA 30374-0123
Trans Union Corporation
Name Removal Option
P.O. Box 97328
Jackson, MS 39288-7328
If you have questions about this privacy policy notice please write to us at:
2811 W. Woodford Ave
Fort Collins, CO 80521
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