"ATTENTION! Grants.gov does not offer money for personal financial assistance or debt. If you are seeking personal financial assistance such as:
Social Security/Supplemental Security Income, Medicaid or State Social Services, please visit: www.GovBenefits.gov Student Loans, please visit: www.Studentaid.ed.gov Small Business Start-up Loans, please visit: www.sba.gov."

Debt Freedom Tips cannot provide you with government grant or bailout money resources for the purpose of debt relief, because there are none. While the Government does provide grants and loans for Small Business, Research, Education and some Community Resources, grants are not available for personal debt. This myth has been created by companies trying to make money by selling information on how people can receive free money from the government. Many of these companies, including the infamous Mathew Lesko, have been shut down and even imprisoned.

Case in point: In 2005, Lesko was named #99 in Bernard Goldberg's book 100 People Who Are Screwing Up America, because, "He is a symbol for self-centered free-riders." In an interview to Washington Post in July 2007, Lesko admitted having plagiarized his books from government guides to grants and loans: "His business model is simple: 'I get stuff for free and I sell it for as much as I can get.'" The lesson here is that you must take personal responsibility for getting out of debt, there are no government grants for personal debt, and government bailout money was provided to financial institutions, and not individuals.

Without government grant and bailout money, what are your debt relief options?

Help is still out there! We recommend the following solutions:
Debt Settlement - Covers unsecured debts including credit card debt.
Home Loan Modification - Covers home loan mortgage debt.
Education, Small Business & Misc. Grants - True government grants for education, small business, community and miscellaneous purposes.
IRS Tax Debt - Find IRS and State tax debt relief and representation.
Work From Home Resources - Find work-from-home opportunities to help generate more income.

From our prospective, saving money is the same as receiving money. Debt Freedom Tips provides dozens of debt relief tips, articles, ideas and resources to help you become debt free.

Quick Debt Freedom Tips

Tip 9: If you cannot pay all of your bills, you must prioritize! Think this through and use common sense: Do not pay your cable TV bill, rather than feeding your family. Food, your home and utilities are generally a priority. Credit cards, personal loans, taxes, subscriptions, memberships, etc., usually have more flexibility if they go unpaid. You should inform your creditors when you cannot pay, or seek professional assistance.

Tip 10: If you find that you cannot pay all of your bills, don't panic! Financial stress can impact your family and marriage, but don't succumb to the pressure. Make a family game-plan and as a family decide where to cut your budget. Your family will need to work together constructively and positively. Remain proactive, seeking ways to lower your cost of living, and resolving your debts. Seek professional help if your own efforts are not enough.

Tip 11: If your credit is good, and you are able to make your debt payments, you may want to consider refinancing your home or consolidating debt. Interest rates are very favorable, and you may be able to reduce your monthly obligations considerably.

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