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Debt Settlement is a process where a debtor and a creditor agree on a debt repayment amount that is far less than what is owed. It is a more versatile and effective debt relief solution than Credit Counseling, and it does not generate a long-lasting negative effect like bankruptcy. To receive your free debt relief consultation and quote, please complete the request form below. A certified Debt Arbitrator will discuss your debt relief options. Visit our discussion page for additional debt settlement information.



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Quick Debt Freedom Tips

Tip 12: Simply by making your mortgage payment twice per month at 1/2 the amount, rather than making traditional monthly payments, you could save tens of thousands of dollars over the life of your loan, and have it repaid several years early. Contact your mortgage company and see if they will accommodate, and if not, consider refinancing with someone who can.

Tip 1: When trying to pay down multiple credit cards, concentrate overpayment on the card with the lowest balance, while making near-minimum payments on the remaining cards. As cards are paid-off, do not lower your overall monthly debt payment until all cards are paid-off.

Tip 2: Your credit score impacts the cost of borrowing money (interest rate). The higher your credit score, in general, the lower interest you will be offered by creditors. Take active measures to keep your credit score high, and your overall loan payments will be lower comparatively.



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